Introduction
If you are a customer of First Abu Dhabi Bank (FAB) and wish to check your salary account balance or Ratibi prepaid card balance, you’re in the right place. FAB offers a variety of methods to access your balance conveniently. Whether you prefer using online platforms, mobile apps, or ATMs, this guide will walk you through the best ways to check your balance, ensuring that you can manage your finances with ease.
In this article, we’ll cover various methods to check your FAB Bank salary account balance, including online balance inquiries, FAB mobile app balance checks, and more. Additionally, we will highlight the unique features of the FAB prepaid card, such as Ratibi, and some useful FAB cashback offers.
1. Checking Your FAB Salary Account Balance Online
The quickest and most efficient way to check your FAB Bank salary account balance is through their online portal. Here’s a step-by-step guide on how to do it.
How to Use the FAB Online Portal to Check Balance:
- Visit the Official FAB Website: Open your browser and visit the official FAB website: ppc.magnati.com.
- Enter the Last Two Digits of Your Card: At the top of the page, enter the last two digits of your debit or credit card.
- Enter Your 16-Digit Card Number: In the box below, input the 16-digit Card ID, which is located at the end of your card.
- Press ‘Go’: After entering your details, click the “Go” button to log in to your FAB account and view your remaining balance.
This method is fast and secure, offering a simple way to access your balance online.
2. FAB Mobile App Balance Check
Another convenient way to check your salary account balance is through the FAB mobile app. Available for both iOS and Android, the app provides an easy way to manage your finances on the go.
Steps to Check Your Balance Using the FAB Mobile App:
- Download the FAB App: Download the FAB bank app from the Play Store or App Store.
- Login as an Existing Customer: Open the app, click on “Already a customer”, and enter your Customer ID or Credit Card Number.
- Agree to Terms & Conditions: After entering your details, you will be asked to agree to the terms & conditions.
- Check Your Balance: Once logged in, you can instantly view your balance, transfer funds, or make payments. You can also check past transactions and set up other banking services.
The FAB mobile app is ideal for customers who prefer checking their balance on the move, offering a full range of banking services.
3. Checking Your FAB Salary Account Balance via ATM
For customers who prefer to check their balance in person, FAB ATMs offer an easy way to do so. You can find FAB ATMs across Dubai and the wider UAE, and they are also partnered with affiliated ATMs.
How to Check Your Balance at a FAB ATM:
- Locate a FAB ATM: Find a FAB ATM or any affiliated ATM.
- Insert Your Card and Enter Your PIN: Insert your card into the ATM and enter your PIN when prompted.
- Select ‘Balance Inquiry’: After entering your PIN, the ATM will provide several options. Select Balance Inquiry to view your account balance.
- View Your Balance: Your current salary account balance will appear on the ATM screen.
Be mindful that some ATMs may charge fees for withdrawals, so it’s essential to check your balance carefully.
4. FAB Balance Checking via SMS
For those who prefer a quick SMS inquiry, FAB offers an easy way to get your balance through SMS alerts.
How to Check FAB Balance via SMS:
- Register for SMS Alerts: If you haven’t already, register for SMS alerts with FAB.
- Send an SMS to FAB: Send a balance inquiry request via SMS to the designated FAB number.
- Receive Your Balance: Once your request is processed, you will receive an SMS with your balance details.
This method is fast and simple, perfect for customers who want to stay updated on their account balance without needing to log in online or visit an ATM.
5. Understanding Ratibi FAB Prepaid Card Balance Check
If you are using the Ratibi payroll prepaid card by FAB, you can also check the balance of your prepaid card online, through the FAB mobile app, or at an ATM.
Steps to Check Your Ratibi Prepaid Card Balance:
- Online Portal: Follow the same steps mentioned earlier for online balance check by visiting the official FAB Ratibi portal.
- Mobile App: Use the FAB mobile app to check your Ratibi card balance.
- ATM: Insert your Ratibi card into any FAB ATM, enter your PIN, and select Balance Inquiry.
By offering these multiple methods, FAB makes it convenient for users to keep track of their Ratibi prepaid card balance at all times.
6. FAB Cashback Offers for Salary Account Holders
FAB offers cashback benefits to salaried individuals, making it even more rewarding to use their services. Depending on your monthly salary and whether you are a UAE citizen or a foreigner, you can enjoy cashback offers.
FAB Cashback Offer for UAE Citizens:
- Up to AED 5000 cashback on eligible salary transfers.
FAB Cashback Offer for Foreigners:
- Up to AED 2500 cashback for foreign workers receiving their salary through FAB.
These cashback offers can be used to shop, pay bills, or withdraw cash, adding an extra benefit to your FAB bank salary account.
7. Benefits of Using FAB Prepaid Card
FAB Prepaid Card offers several benefits to both employees and employers, making it an attractive option for salary payments.
For Employees:
- No Minimum Balance Required.
- No Bank Account Needed.
- Free Personal Accident Insurance.
- 24/7 Customer Care.
- SMS Alerts for each salary credit.
- Worldwide Usability (VISA/Mastercard).
For Employers:
- Easy Payroll Management.
- Secure Salary Transfers.
- Real-Time Card Management.
- Compliance with WPS guidelines.
By using the FAB prepaid card, both employers and employees can enjoy secure and efficient salary management, along with the added benefits of cashback offers and insurance coverage.
Conclusion
Checking your FAB salary account balance is simple and convenient. Whether you prefer to use the online portal, mobile app, ATMs, or even SMS inquiries, FAB ensures that you can access your balance wherever you are. Additionally, with benefits such as Ratibi prepaid cards, cashback offers, and free accident insurance, FAB continues to be a leading choice for managing finances in the UAE.
For those seeking a stress-free salary payment solution, FAB offers an excellent balance of security, convenience, and rewards. Use the methods outlined in this guide to stay on top of your finances, and enjoy the perks of FAB’s financial services today.
FAQ
1. How can I check my FAB salary account balance online?
To check your FAB salary account balance online, visit the official FAB website: ppc.magnati.com. Enter the last two digits of your card and your 16-digit card ID. After clicking “Go”, you will be able to view your current balance. This method is fast, secure, and easy to use.
2. Can I check my FAB balance using the mobile app?
Yes, you can check your FAB balance using the FAB mobile app. Simply download the app from the Play Store or App Store, log in with your customer details, and view your balance instantly. The app also allows you to transfer money, make payments, and manage your finances on the go.
3. Is there a way to check my balance using SMS
Yes, you can check your FAB account balance via SMS by enrolling in SMS alerts with FAB. Once registered, you can send an SMS to the designated FAB number to receive your account balance directly on your phone. This is a quick and convenient method for users on the move.
4. How do I check my FAB balance at an ATM?
To check your FAB salary account balance at an ATM, insert your FAB card into the ATM machine, enter your PIN, and select the Balance Inquiry option. Your current balance will be displayed on the screen. You can use any FAB ATM or an affiliated ATM for this service.
5. What are the benefits of using the FAB prepaid card for salary payments?
The FAB prepaid card offers several benefits, including no minimum balance requirement, free personal accident insurance, SMS alerts for salary credits, and 24/7 customer support. It can be used for international payments and is compliant with the Wages Protection System (WPS). This card is an ideal solution for employees who don’t have a bank account but still want to manage their salary effectively.
